Daily Updates

Day One:
    I looked online at a used Mercedes-Benz.  I could barely afford the payments but I would be able to do it.  I remember "Uncle Dave" saying  poor people ask how much per month and rich people ask how much and pay for the entire thing right then.  I still like to look.  It reminds me of two things.  First, someday I will drive a nice car that I will pay for with cash.  Second, I know that there will be a day where I can talk to my son and know that I can pass these values on to him through example.

     We are coming up on the end of the month and I did not serve my family well with the financial decisions for July.  We ran out of money before the month ran out.  There will be no choice for the next 5 days.  The only money we can spend is on gas for the cars.

Tuesday July 30, 2013
    We have been moving backwards for the past couple of days.  Not with spending, but purely with interest.  I am writing this as I am eating my lunch that I brought from home.  I struggle with the fact that we pay almost $2.50/day in interest.  I have a $20 in my wallet that I'm allowed for lunch each week.  I look at this and try to hold on to it for as long as possible.  I'd rather save some of it, use some of it for the debt and then actually enjoy some of it.  Is that wrong?  Should I just split it in half and put $10 to the debt and $10 to the savings account and just eat bagged lunches every day?  I really don't know, which holds me back.
      I made a few extra dollars on a side job last night.  It was not a lot and I would need to do that 1000 times before I could pay off our consumer debt but it was something.  I'm actually quite grateful for it.  I look at it this way, the amount of nights I would have to work extra hours to pay this off does not even have a comma in it.
   Current debt Amount:  > $20,000
   Debt Goal by the end of the year < $19,000